IOB Mini Statement: Instant Financial Check for Informed Banking

A Bank statement contains a list of transactions made for a bank account over a certain period, i.e. monthly most of the time. IOB Bank Statement includes charges, deposits, and withdrawals along with the opening and closing balances and interest thereon. It is basically divided into two parts. The first part of the IOB Bank statement includes the account holder’s name, account number, type of account, account balance, FD, if any, registered mobile number and registered address. The second part lists all the transactions, including date, description, and amount.

Different Ways to Get an IOB Bank Statement

A. Online Mode

1. IOB Net Banking

Internet Banking works as an electronic payment system that lets its account holders perform a variety of financial transactions through the bank’s website. With the introduction of IOB Net banking, customers are at ease as almost all the services can be easily accessed sitting at home and around the clock. To get the statement, visit the portal with the help of credentials and download the statement in PDF format.

2. IOB Mobile Banking

The banking services can be accessed using mobile apps anytime and anywhere. The mobile banking apps offered by IOB are IOB mPassbook, IOB Mobile, and IOB Nanban. The bank statement can be downloaded using any of the above apps.

3. IOB E-Statements

An e-statement is an online statement that provides immediate access to a customer’s bank account. It can be generated for any time period selected and sent directly to the registered email ID.

B. Offline Mode

One can also get the account statement by visiting any of the nearest branches.

What is a Mini Statement?

Indian Overseas Bank Mini statement service allows an account holder to have access to the recently made transactions in the bank account. There is no difference between the Indian Overseas Bank Mini statement and the Indian Overseas Bank’s bank statement, which provides details of all the transactions made during a particular month or year. There are many different ways available to get a mini statement; let us discuss them in detail:

Different Ways to Get IOB Mini Statement

Mentioned below are the different ways to get an IOB Mini Statement:

• Via Mini Statement Number

Indian Overseas Bank Mini Statement Number allows its customers to access the recently made transactions in their bank accounts. Users are required to first register their mobile number with the bank to avail this service. Once the registration is completed, the mini statement can be accessed by the account holders using different online and offline modes at any time and from anywhere. Mentioned are the steps to get a mini statement via a toll-free number:

1. Call the toll-free number of IOB, i.e., the Mini statement number, from your registered mobile number.
2. An SMS will then be received on your registered mobile number containing the recent 5 transactions made.

• Via Internet Banking

IOB Net banking services can be availed both by retail and corporate customers. By having an internet connection and a mobile number registered with the bank account, the holder can avail of services like fund transfers, bill payments, the opening of FD/ RD, booking tickets, etc. All these services can be availed easily sitting at home and at any time. Mentioned are the steps to get a mini statement via internet banking:

1. Open the official portal of Indian Overseas Bank.
2. Launch the portal for Internet banking.
3. Enter your User ID and the password.
4. Under the tab “Account Statement”, select “Enquiry”.
5. Now, click on the “Mini Statement” tab.
6. The details of the recent 5 transactions will then be displayed on the screen.

• Via SMS

SMS Banking helps its customers get instant alerts of the transactions made in their bank accounts. It allows customers to keep an eye on their accounts by providing access round-the-clock. All the debit or credit transactions made in the bank account over a limit desired by the account holder are intimated via SMS.

It allows an account holder to detect any unauthorised activity or access to the bank account. It also helps customers get information on their balances and get mini statements instantly by just sending an SMS. Mentioned are the steps to get a mini statement via SMS banking:

1. Use the SMS app on your mobile phone.
2. Send an SMS in the format mentioned in the next step to 8424022122 from your registered mobile number.
3. Send MINI<space><Last 4 digits of your account number>
4. An SMS containing details of your recently made transactions will be received.

• Via ATM

Mentioned are the steps to get a mini statement by visiting the ATM:

1. Visit any nearest ATM.
2. The debit card should then be inserted into the ATM machine.
3. Select your preferred language.
4. Enter your 4-digit ATM PIN.
5. Select your bank type, i.e. Current or Savings”.
6. Tap on the option Mini Statement.
7. A small receipt containing the last 5 transactions will also be received.

• Via Missed Call Banking

It may be noted that the account holders are first required to register their mobile number with the bank account to avail of a hassle-free service. The same can be done either by visiting the nearest branch or ATM or through internet banking. To obtain the mini statement via Missed Call banking from Indian Overseas Bank, call the below-mentioned number by following these simple steps:

1. Either call or send an SMS from the account holder’s RMN.
2. The number for sending an SMS is 8424022122.
3. The details of recently made transactions will be sent to you via SMS.

• Via Mobile Banking

IOB account holders can use their mobile numbers to register for IOB Mobile banking apps. The mobile banking apps offered by IOB are IOB mPassbook, IOB Nanban, and IOB Mobile. Mentioned are the steps to get a mini statement via mobile banking:

1. Download and then install the Indian Overseas Bank mobile app available both on the Google Play Store and IOS App Store.
2. Log in to the app with the help of the User ID and MPIN.
3. Now, visit the homepage of IOB.
4. Select the option “Account Details”.
5. Tap the “Mini Statement” option.
6. The details of the recent 5 transactions will then be displayed on the screen.